Monthly Archives: January 2017
Tips on Selecting an Investment Grade Tenant
When buying a single tenant leased investment, the financial ability and the quality of the tenant is very vital because in essence the person is purchasing the income source and the bundle of rights that is subject to the leasehold and the investor needs to evaluate the tenant as being investment grade. Conducting an investment analysis grade of the tenant enables the person to make a logical assumption that the landlord will be able to get their monthly rent for 20 years and they can do this analysis by asking the market to rate the risk for them.
When investigating credit ratings, there are acronyms used to evaluate the various tenants and most sound investment grade tenants have a rating of BBB or better. The credit ratings depend on various factors such as the likelihood of payment which is the capacity and willingness of the obligator to meet the financial requirements on a duty according to the obligation terms, protection afforded by, nature of and the provisions of the obligation, the relative position of, reorganization, the obligation in the event of a bankruptcy and other laws that affect the creditor’s rights.
In most cases issue ratings are an assessment of default risk, but it may also involve an evaluation of the relative seniority or the ultimate recovery in case the person defaults and in most cases, junior obligations are rated lower than senior obligations to reflect the lower priority in bankruptcy. Such a degree of differentiation may apply when the entity has both senior and subordinated obligations, and duties that are either secured or unsecured or the person operates a company or has holding company obligations.
The truth is that the rating ‘AAA’ has the highest ratings that can be assigned, and in this case, the obligator’s capacity to meet their financial commitment on the duty is very high whereas an AA rating differs from the maximum score by a minimum degree, but the capacity to meet the financial commitment of the obligation is quite strong. The rating of A is more susceptible to the adverse effects of alterations in situations and economic conditions than obligations in the high rated categories, but the capacity of the obligator to meet the financial duty on the obligation is still unyielding, and an obligation rated BBB offers some adequate protection parameters and adverse economic conditions or changing situations are more likely to lead to a weak capacity of the obligator to meet their financial commitment on the obligation. Obligations that are rated BB, B, CCC, CC, and C are viewed as having particular speculative properties, and BB indicates the lowest degree of speculation and ‘C’ is the highest.
Refer to: more tips here
Guidelines in Writing Effectual Press Releases
Do you know how to write press releases? Can press releases help business enterprises? What are the reasons why press releases are very important? For those who are interested to learn more about press releases, its significance, and guidelines on how to write one, then be sure to follow the pointers found in this article.
Definition of a Press Release
Press release in one technical term that is used to describe a kind of written communication that features an event or a situation provided to new media for the prime purpose of promoting it in different channels. There are also press releases utilized by business enterprises not just to promote its products and services but also diverse corporate events. Previously, press releases are solely showcased and submitted in the traditional periodicals and journals but these days, there are lots of press releases submitted online.
Why Press Releases Are Important to Companies?
Formulating and submitting press releases online are effective in showcasing information but small and big business enterprises like its success, services, product launches and etc. There are growing number of businessmen who utilize these press releases in attracting inbound links and also link popularity of the search engines. Some make use of press releases as marketing strategy.
Press release cannot be written whenever you want to you have to follow certain guidelines to make it informative and effective. Should you want to be adept in writing press releases, then the first thing that you can do is to consider the pointers and steps found underneath.
A Guide in Formulating and Creating Press Releases
1. Before writing one, you are advised to determine first and to profile your target audience. Be sure to do some research about your target audience so you will know how to attract their attention.
2. It is also vital that you decide on the sites where you plan to submit your press releases. Check out the websites which are visited by your target audience.
3. Be sure to write an attractive titles on your press releases. You should not disregard this particular step as it will help in motivating your readers to delve on the article deeper and to urge them to visit your websites.
4. You are advised to write your own original press releases and not those copied from somewhere to prevent being sued for copyright infringement.
5. Make sure that you write information concisely and precisely.
6. Avoid writing lengthy press releases but write one which is concise, informative and short.
7. Make sure that you choose your terms and terminologies wisely and opt for those which are simple and those that are familiar to your target audience.
The guidelines and pointers found in here will help you in creating effectual and sound press releases.
Cited reference: page
A Better Knowledge on Investment Grade Credit Tenants
The first thing that you need to know about the investment grade credit tenants is that this is a special financing offer for the landlords.
There is a rating agency that gives an investment grade rating for the company called as the investment grade credit tenant. A special financing will be provided by the lender when there is a credit tenant that will rent on a property. It is actually on the value and the tenant in its lease payments in the future wherein the focus of the special financing is placed. The investment grade tenants does not focus on the credit of the landlord or the real estate.
The rating of the tenant will as a matter of fact be the basis of the lenders of investment grade tenants. The main reason as to why this is being done is so that it will be possible to sell the institutional investors and securitize the loans. The most important thing that you need to know about the investment grade is that the rating has to be at least BBB-. Investing in similar products and bonds is as a matter of fact what a lot of investors would gladly do. The participants that are able to rank in the investment grade credit tenants are the states and cities as well.
The long term loans can as a matter of fact be availed of by the landlords when they have investment grade credit tenants. To be able to refinance the property or even buy a property are some of the options that they have for the loans. When it comes to the loans they can actually be structured in a way that it will now be non recourse to the owner of the property. At the end of the day, pushing through with this option will now mean that the personal liability of the landlord will now be removed. The underwriters will be able to rely on the lease value which is why this can be possible.
There is another thing that the investment grade credit tenants can do and that is to be able to have the direct financing obtained. To enter into the sale leaseback transaction is as a matter of fact how this can be done. To be able to sell and lease to an investor is what the lender with an investment grade credit tenants can do. What happens now is that the property owner will be able to earn cash on favorable terms. This also means that they now have the opportunity to have a higher loan to value. What you need to know about this is that you will not be able to find this in the traditional commercial real estate loan.
Therefore, the property owners that are in need of loans as soon as possible can avail of the investment grade credit tenants. The investment grade credit tenants will be able to bring them a great deal of benefits.
What You Need To Know About Press Release Services
For countless times many commercial establishments and organizations acquire press release services in order to maintain a favorable image. Those people task to acquire such services are those in the public relations department. But most of the time it is the public relation agencies is the one that will release an official statement given by a particular organization or company.
Through this services, establishment owners are able to establish a positive relationship among clients and promote awareness on the services and products they can offer. There are several offices which offer press release services out there. Some of the services they offer includes distribution and drafting of the whole content release in the public. As for the content, you can also be assured that all the facts and information that you want will be included since they will reach out for you to acquire such information.
The public relation agencies will also ensure that the news is written with an utmost proficiency and submitted on time. One thing that you must look for a service provider is well acquainted with the basic components of PR so that journalists will not reject it. Furthermore, the news release will be worth reading. As much as possible the content should be brief at the same time interesting for the readers to read.
Press release services should also affiliate important information about the company. The information that should be included are as follows: contact information, address, name of the significant people in the company along with the name of their website. The one in charge with the draft should never put an intent to market the product and services of the company. Instead it should be impartial and signify fundamental information pertaining to a particular circumstances.
Of course you need to choose a service provider that will not overemphasize and manipulate any information related to your company. It would be best if the press release can be easily grasp by people reading it. For instance, the news release is already approved by the clients then it can now be submitted by different media outlets. Several publications will depend on the type information that is to be circulated. There are information that are meant for the general public to read while the others are more suited for particular people. That is why it is important that you are going to choose the most proficient and competent public relation service providers so that the content will be appropriate and in accordance with your preference. One thing that you should not forget is the quality of the output they are going to bring for your company.
Recommended reference: Your Domain Name
What Are the Benefits of Hiring Investment Grade Tenants?
If you are an owner of several properties that are for rent, then it is a must that you hire investment grade tenants. Investment grade tenants offer landlords numerous financing options they can choose from.
Investment grade tenants get to receive an investment grade rating from any rating agency, and they are usually big, reputable companies. Lenders typically provide financial assistance to tenants depending on their landlord’s credit or the value of the real-estate, but when it comes to credit tenants, everything now depends on the tenant himself as well as the value of the lease payments he will be making in the following months.
So, what is investment grade rating all about?
It is the investment grade ratings of a tenant that help credit tenant leaders decide if the tenant can avail of loans and sell them to investors. Getting a minimum rating of BBB- is what investment grade is all about. A lot of investors opt to make investments with products and bonds that are backed by investment grade tenants such as Home Depot and Walgreens. States and cities are also major participants of the credit tenant financing industry.
So, how do you get credit tenant loans?
If you are a landlord that has a credit tenant, then you are eligible in availing long-term loans to refinance or purchase a particular property. A non-recourse structure of loan is guaranteed to the landlord in the process. In simple terms, landlords will not have to face any personal liability threats because the terms of the loan is based on the lease value.
What is the significance of sale leaseback transactions?
When credit tenants get themselves involved in sale leaseback transactions, they can immediately do direct financing. If you own a property and have a investment grade rating of your own, then this means that you can simultaneously sell your property and then lease it back. In comparison to typical commercial real estate loans, property owners can now optimize their loan-to-value amount and increase their cash, thereby favoring them more.
What credit tenant lease terms should you be aware of?
Just because institutional investors offer credit tenant financing, this does not automatically mean that they also take on the responsibilities often imposed when one is a landlord. There are three net terms that comprise credit tenant leases. This simply means that credit tenants should shoulder whatever insurance, maintenance costs, and taxes they must pay. The loan terms must be in tandem with the duration of the lease. All of these obligations greatly rely upon the tenant, meaning this burden is no longer a responsibility of the landlord. From the point of view of both the investor and the landlord, credit tenant lease terms are akin to a corporate bond. This means that all they have to do during the real estate project duration is collect checks as well as not actively get themselves involved.
Suggested Article: this link